To know the approximate cost that you may have to incur, you can make use of the CancerMitr Cost Calculator — a tool that is absolutely free and provides an estimated cost according to your profile.
Low- and middle-income patients are eligible for free cancer treatment under prominent national and state-level government programs.
Ayushman Bharat PM-JAY scheme entitles a maximum of ₹5 lakh annually per family to free treatment for eligible patients. The treatment is available at empanelled public and private hospitals in India.
The patient must submit their Aadhar card, Ration card, and Income certificate to apply.
In Maharashtra, they can also seek the Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY). This scheme also provides for cancer treatment in Government and charitable hospitals chosen by the scheme. For this scheme, the patient has to give a Yellow or Orange Ration Card, accompanied by their Aadhar card and proof of income.
Remind patients to have these documents ready and submit early, so that the treatment is not delayed because of paperwork.
Support from Charitable Trusts and NGOs
In addition to government schemes, there are numerous NGOs and charitable trusts that provide financial assistance to cancer patients. These organizations might assist with the expense of chemotherapy, medication, hospitalization, or diet. CancerMitr has a database of reliable NGO partners who provide assistance based on the patient's eligibility, medical condition, and paperwork.
As a counsellor, when you evaluate the need of the patient, you may refer them to our finance support team in order to screen for ongoing opportunities and assist with documentation.
Crowdfunding Platforms
For uninsured or partially insured patients, crowdfunding is a strong option to crowdfund the treatment. Websites such as Ketto, ImpactGuru, Milaap, and GoFundMe enable patients to post their story on the internet and receive donations from relatives, friends, and society.
CancerMitr assists patients and caregivers in building a strong campaign, depicting their case in a proper manner, and transferring funds safely and openly.
Medical Loans
Some patients opt for a medical loan rather than public fundraising. Banks provide cancer-specific loans with rapid sanctioning and flexible repayment schedules. The loan can be used to pay for surgery, chemotherapy, diagnostics, or even for supportive care. Patients can be referred to partner banks or NBFCs through the CancerMitr finance desk that provide medical loans with simple EMIs and low documentation.
being a CancerMitr counsellor, your advice can assist patients in overcoming fear of finances and proceeding with hope.